[ranjeetprabhatedu-dotcom]

Summary

This PR provides a single reproducible, verified testnet deployment path for every supported contract in the JointSave suite, with manifests and environment configurations matching real on-chain ledger state.

Key Changes

• Single WASM Target Alignment: Unified build target to wasm32-unknown-unknown across rust-toolchain.toml, smartcontract/scripts/deploy.sh, CI workflows (deploy.yml, test.yml), and documentation.
• Full 9-Contract Suite Deployment & Initialization: Deploys and initializes Factory, Reputation, Governance, Microloan, Yield Strategy, and mock Yield Vault; uploads Rotational, Target, and Flexible pool template WASMs.
• Verified Deployment Manifest: Updated smartcontract/deployments/stellar-testnet.json with non-null contract IDs, WASM hashes, network details, deployer address, timestamp, and verification status.
• Automated On-Chain Verification Command: Added smartcontract/scripts/verify.sh to query each deployed contract and template WASM hash directly on Stellar testnet and verify that ledger entry code hashes match the manifest.
• Fail-Fast Deployment & CI Enforcement: Updated .github/workflows/deploy.yml and .github/workflows/test.yml to build all nine contracts without silently skipping any, and fail immediately if any build, upload, deploy, initialize, or verification step fails.
• Documentation & Environment Updates: Updated README.md, smartcontract/README.md, docs/contract-api.md, and frontend/.env.example with verified testnet addresses.

Acceptance Criteria

• A clean checkout can run one documented command to build and deploy every supported contract (./smartcontract/scripts/deploy.sh).
• The deployment manifest contains non-null IDs/hashes for every contract that is meant to have a testnet instance.
• The verification command passes against the recorded manifest (./smartcontract/scripts/verify.sh).
• CI builds all nine contracts and the deploy workflow uses the same target and script logic.
• README and env examples no longer describe missing governance, microloan, yield-strategy, or yield-vault deployments.
• The deploy path fails loudly on any skipped or failed step.

Closes #292

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