fix(card): stop reading the retired Bridge customer in the card flow

components/Card/NewCardDetails/CardActionsRow.tsx

@@ -76,9 +76,9 @@ interface CardActionsRowProps {
   onFreezeToggle: () => void;
   onManagePress: () => void;
   /**
-   * Whether funds can move onto the card: not frozen, and KYC not paused or
-   * offboarded. Derived by the parent (`canAddFundsToCard`) rather than here, so
-   * this row and the freeze state it renders come from one reading of the card.
+   * Whether funds can move onto the card: it is not frozen. Derived by the
+   * parent (`canAddFundsToCard`) rather than here, so this row and the freeze
+   * state it renders come from one reading of the card.
    */
   canAddFunds: boolean;
 }

components/Card/NewCardDetails/CardDetailsPane.tsx

@@ -50,7 +50,6 @@ import {
   useCardSpendRegistration,
 } from '@/hooks/useCardSpendRegistration';
 import { useCardStatus } from '@/hooks/useCardStatus';
-import { useCustomer } from '@/hooks/useCustomer';
 import useEuroSpendEnablement from '@/hooks/useEuroSpendEnablement';
 import useRainRealTimeFunding from '@/hooks/useRainRealTimeFunding';
 import { useRewardsUserData } from '@/hooks/useRewards';
@@ -61,7 +60,6 @@ import {
   canAddFundsToCard,
   canToggleCardFreeze,
   canWithdrawFromCard,
-  isCustomerFundsRestricted,
 } from '@/lib/utils/cardHelpers';
 import { useCardHeroStore } from '@/store/useCardHeroStore';
 import { useCardPaneStore } from '@/store/useCardPaneStore';
@@ -109,7 +107,6 @@ const CardDetailsPane = () => {
 
   const { data: cardDetails, refetch } = useCardDetails();
   const { data: cardStatus } = useCardStatus();
-  const { data: customer } = useCustomer();
   const { data: rewardsData } = useRewardsUserData();
   const { provider } = useCardProvider();
   const [isFreezing, setIsFreezing] = useState(false);
@@ -242,7 +239,6 @@ const CardDetailsPane = () => {
   // Add funds and Withdraw part ways on a frozen card — see the two helpers.
   const fundsAccess = {
     isCardFrozen,
-    isCustomerRestricted: isCustomerFundsRestricted(customer?.status),
     provider,
   };
 

components/Card/NewCardDetails/SpendMode/SpendModeModals.tsx

@@ -6,13 +6,8 @@ import SpendModeSheet from '@/components/Card/NewCardDetails/SpendMode/SpendMode
 import WirexCardFundModal from '@/components/Card/WirexCardFundModal';
 import { useCardDetails } from '@/hooks/useCardDetails';
 import { useCardProvider } from '@/hooks/useCardProvider';
-import { useCustomer } from '@/hooks/useCustomer';
 import { CardStatus } from '@/lib/types';
-import {
-  canAddFundsToCard,
-  canDepositToCard,
-  isCustomerFundsRestricted,
-} from '@/lib/utils/cardHelpers';
+import { canAddFundsToCard, canDepositToCard } from '@/lib/utils/cardHelpers';
 import { useCardPaneStore } from '@/store/useCardPaneStore';
 import { useSpendModeHelpStore } from '@/store/useSpendModeHelpStore';
 import { useUserStore } from '@/store/useUserStore';
@@ -36,12 +31,10 @@ const SpendModeModals = ({
   const [isHelpOpen, setIsHelpOpen] = useState(false);
   const [isFundOpen, setIsFundOpen] = useState(false);
   const { data: cardDetails } = useCardDetails();
-  const { data: customer } = useCustomer();
   const { provider } = useCardProvider();
   const canAddFunds =
     canAddFundsToCard({
       isCardFrozen: cardDetails?.status === CardStatus.FROZEN,
-      isCustomerRestricted: isCustomerFundsRestricted(customer?.status),
       provider,
     }) && !canDepositToCard(provider);
 

components/Card/NewCardDetails/__tests__/SpendModeModals.test.tsx

@@ -3,15 +3,14 @@ import { BackHandler, Platform } from 'react-native';
 
 import SpendingModeCard from '@/components/Card/NewCardDetails/SpendingModeCard';
 import SpendModeModals from '@/components/Card/NewCardDetails/SpendMode/SpendModeModals';
-import { CardProvider, CardStatus, KycStatus } from '@/lib/types';
+import { CardProvider, CardStatus } from '@/lib/types';
 import { useCardPaneStore } from '@/store/useCardPaneStore';
 import { useSpendModeHelpStore } from '@/store/useSpendModeHelpStore';
 
 // eslint-disable-next-line @typescript-eslint/no-require-imports
 const { act, create } = require('react-test-renderer');
 
 let mockCardStatus = CardStatus.ACTIVE;
-let mockCustomerStatus = KycStatus.APPROVED;
 let mockProvider = CardProvider.WIREX;
 
 jest.mock('@/hooks/useCardDetails', () => ({
@@ -20,9 +19,6 @@ jest.mock('@/hooks/useCardDetails', () => ({
 jest.mock('@/hooks/useCardProvider', () => ({
   useCardProvider: () => ({ provider: mockProvider }),
 }));
-jest.mock('@/hooks/useCustomer', () => ({
-  useCustomer: () => ({ data: { status: mockCustomerStatus } }),
-}));
 jest.mock('@/store/useUserStore', () => ({
   useUserStore: (selector: any) => selector({ users: [{ selected: true, userId: 'user-a' }] }),
 }));
@@ -63,7 +59,6 @@ const open = () => act(() => useCardPaneStore.getState().openSpendMode());
 beforeEach(() => {
   (globalThis as any).IS_REACT_ACT_ENVIRONMENT = true;
   mockCardStatus = CardStatus.ACTIVE;
-  mockCustomerStatus = KycStatus.APPROVED;
   mockProvider = CardProvider.WIREX;
   useCardPaneStore.setState({ isOpen: false, isSpendModeOpen: false, originRect: null });
   useSpendModeHelpStore.setState({ shownByUserId: {} });
@@ -153,17 +148,13 @@ test('closes the selector before funding and returns to Home afterwards', () =>
   expect(sheet().isOpen).toBe(false);
 });
 
-test.each(['frozen card', 'restricted customer', 'Rain card'])(
-  'keeps Add funds unavailable for a %s',
-  restriction => {
-    if (restriction === 'frozen card') mockCardStatus = CardStatus.FROZEN;
-    if (restriction === 'restricted customer') mockCustomerStatus = KycStatus.PAUSED;
-    if (restriction === 'Rain card') mockProvider = CardProvider.RAIN;
-    render();
-    open();
-    expect(sheet().onAddFunds).toBeUndefined();
-  },
-);
+test.each(['frozen card', 'Rain card'])('keeps Add funds unavailable for a %s', restriction => {
+  if (restriction === 'frozen card') mockCardStatus = CardStatus.FROZEN;
+  if (restriction === 'Rain card') mockProvider = CardProvider.RAIN;
+  render();
+  open();
+  expect(sheet().onAddFunds).toBeUndefined();
+});
 
 test('discards an unavailable selector without opening the card pane or marking help seen', () => {
   render(false);

hooks/useActivateCard.ts

@@ -75,19 +75,12 @@ export function useActivateCard() {
     toggleStep,
     canToggleStep,
     activatingCard,
-    cardsEndorsement,
     pushCardReady,
   } = useCardSteps(_kycStatus as KycStatus | undefined, cardStatusResponse);
 
   // Derived: under review state — the screen shows "your card is on its way"
-  // instead of a steps list the user cannot move. Previously read from the
-  // bridge.xyz endorsement alone, which is a concept neither live issuer has, so
-  // a Wirex/Sumsub or Rain/Didit applicant mid-decision fell through to the
-  // steps list and was asked to verify all over again.
-  const isUnderReview = isCardIssuanceUnderReview({
-    cardStatus: cardStatusResponse,
-    cardsEndorsement,
-  });
+  // instead of a steps list the user cannot move.
+  const isUnderReview = isCardIssuanceUnderReview({ cardStatus: cardStatusResponse });
 
   // Track page view on mount
   useEffect(() => {

hooks/useCardSteps/__tests__/buildCardSteps.test.ts

@@ -1,15 +1,9 @@
-import { EndorsementStatus } from '@/components/BankTransfer/enums';
 import { buildCardSteps } from '@/hooks/useCardSteps/stepHelpers';
-import {
-  BridgeCustomerEndorsement,
-  CardProvider,
-  KycStatus,
-  RainApplicationStatus,
-} from '@/lib/types';
+import { CardProvider, KycStatus, RainApplicationStatus } from '@/lib/types';
 
 const noop = () => {};
 
-type Options = Parameters<typeof buildCardSteps>[7];
+type Options = Parameters<typeof buildCardSteps>[5];
 
 const build = ({
   cardActivated = false,
@@ -21,8 +15,6 @@ const build = ({
   options?: Options;
 } = {}) =>
   buildCardSteps(
-    undefined, // cardsEndorsement
-    undefined, // customerRejectionReasons
     cardActivated,
     activationBlocked,
     noop, // handleProceedToKyc
@@ -281,33 +273,35 @@ describe('buildCardSteps - a blocked activation', () => {
   });
 });
 
-describe('buildCardSteps - a retired Bridge endorsement', () => {
-  // An old bridge.xyz customer keeps their "cards" endorsement on Bridge's side.
-  const approvedBridgeEndorsement = {
-    name: 'cards',
-    status: EndorsementStatus.APPROVED,
-  } as unknown as BridgeCustomerEndorsement;
-
+describe('buildCardSteps - an applicant with no card customer yet', () => {
+  // `/cards/status` reports no kycStatus until a card customer exists. The
+  // retired bridge.xyz "cards" endorsement used to stand in for it here; nothing
+  // does now, so the applicant is simply asked to start verification.
   const kycStepFor = (kycStatus?: KycStatus) =>
-    buildCardSteps(approvedBridgeEndorsement, undefined, false, undefined, noop, noop, noop, {
+    buildCardSteps(false, undefined, noop, noop, noop, {
       cardIssuer: CardProvider.WIREX,
       kycStatus,
       depositRequired: false,
     }).find(s => s.key === 'kyc');
 
-  it('does not complete KYC for a Wirex applicant who has not verified', () => {
-    // The backend reports a card customer, so its kycStatus is the answer —
-    // the Bridge approval is for a card that no longer exists.
-    const kyc = kycStepFor(KycStatus.NOT_STARTED);
+  it.each([undefined, KycStatus.NOT_STARTED])(
+    'offers to start verification (kycStatus %s)',
+    kycStatus => {
+      const kyc = kycStepFor(kycStatus);
 
-    expect(kyc?.completed).toBe(false);
-    expect(kyc?.buttonText).toBe('Continue verification');
-    expect(kyc?.onPress).toBeDefined();
-  });
+      expect(kyc?.completed).toBe(false);
+      expect(kyc?.buttonText).toBe('Continue verification');
+      expect(kyc?.onPress).toBeDefined();
+    },
+  );
 
-  it('still honours the endorsement for a Bridge-only user with no card customer', () => {
-    const kyc = kycStepFor(undefined);
+  it('does not offer to activate a card', () => {
+    const activate = buildCardSteps(false, undefined, noop, noop, noop, {
+      cardIssuer: CardProvider.WIREX,
+      depositRequired: false,
+    }).find(s => s.key === 'activate');
 
-    expect(kyc?.completed).toBe(true);
+    expect(activate?.buttonText).toBeUndefined();
+    expect(activate?.onPress).toBeUndefined();
   });
 });